We make getting coverage easy and affordable.
Sky Home Insurance compares coverage across 160+ local and national carriers, then a licensed agent walks you through the differences. Start online, finish with a person.
160+
Local and national carriers we shop
Licensed
Florida agents on every quote and claim
18 years
Serving Florida families and businesses
What we cover
Two sides of the house. Pick a line and see what it covers, or send one request and we will sort it out with you.
Often confused
Home Warranty is not Homeowners Insurance
Homeowners insurance pays when something damages your house — wind, fire, a burst pipe. A home warranty is a service contract that pays when a system or appliance simply wears out and stops working. Most owners should carry both.
Read the differenceWho we cover in Florida
Why independent matters here
A captive agent sells one company's rates. We hold appointments with more than 160, so when a carrier raises prices or leaves Florida, your coverage moves instead of disappearing.
More about the agencyOne request, many quotes
You fill out one form. We market it to the carriers that write your risk well and bring back a real comparison.
Plain-language advice
Deductibles, roof schedules, liability limits — explained before you sign, not after a claim gets denied.
Technology where it helps
Property data and prior-claims history pull automatically, so quotes take hours instead of a week.
A team after the sale
Renewal reviews, endorsements, certificates, and claims advocacy. Same office, same people.
What clients say
“Our roof was 14 years old and two carriers dropped us. Sky had a replacement quote in a day and it cost less than the policy we lost.”
“They found the gap between my general liability and what my contract actually required. Fixed it before I signed. That is worth the whole relationship.”
“After the storm I called Keisha instead of an 800 number. She sat on the adjuster for three weeks. Claim paid in full.”
Start a quote
Tell us the line you need and a licensed agent picks it up. Most quotes come back the same business day.